SafeTrip International Travel 
Medical plans

The exact cost of your SafeTrip International Travel Medical plan depends on many factors, including the number of people in your group, your destination and the length of your trip. Get a quote in just minutes to see how much it costs to cover your travels.

Health insurance plans typically don't work outside of your home country. So, if you get hurt or sick on your trip, you could be stuck paying for care without insurance. SafeTrip’s International Travel Medical plans can help you get reimbursed in these instances.

You can buy your International Travel Medical plan from 30 months to 2 days before the trip begins.

There are many ways to travel and many types of travel insurance to cover those trips. Which plan is right for you depends on where you live, where you’re traveling to and more. Check out our plan comparison page to learn more. If you want personalized help, you can call us toll-free in the United States at 1-800-732-5309 or 1-410-453-6380 from other countries. Our representatives can assist you in buying the best travel insurance plan for your journey.

Anyone traveling internationally may consider an International Travel Medical plan. If you can’t cover the cost of a medical emergency while you’re abroad, these plans are designed to help. If you would also like travel protection for things like delayed flights and trip interruption, consider our International Travel Medical Plus plans.

Standard health insurance typically only works within your home country. So, if you need medical attention while you travel internationally, your health insurance likely will not apply. International Travel Medical plans can help cover medical costs when you’re traveling abroad.

If you have a domestic insurance that includes out-of-country benefits, that coverage will normally be your primary insurance and SafeTrip will be your secondary insurance. Contact your primary health insurance company to confirm your coverage on a trip. Secondary insurance, also known as excess insurance, means that if you have other insurance (considered your primary insurance) that might cover a health or travel expense under its coverage, SafeTrip will only be liable for the amount above and beyond what your primary insurance covers. For instance, if you have home insurance that covers the loss of a $600 mobile phone up to $500, SafeTrip would only be responsible for $100 of your loss. These states have exceptions to this rule: MT, NH, ND, SD, UT and VT. Please see each state’s policy document for details.

If SafeTrip is your secondary insurance, you may be required to pay your expenses out-of-pocket, then submit a claim for reimbursement.